Is My Oregon PERS Pension Secure?
Is My Oregon PERS Pension Secure? You’re working hard, building your career in public service, and counting on your Oregon…
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Where’s My Refund? Tax Planning for Retirees and Oregon PERS Members
Where’s My Refund? Tax Planning for Retirees and Oregon PERS Members The question “Where’s my refund?” is on many…
Q4 2024 – Market Review
Q4 2024 – Market Review Each quarter, Collective Wealth Planning, with the help of our investment partner Geowealth, provides transparency…
How PERS Works in Oregon: A Comprehensive Guide for New Members
How PERS Works in Oregon: A Comprehensive Guide for New Members Congratulations on your new role with an Oregon PERS…
Trump Tax Law Changes – 2025 and Beyond
Trump Tax Law Changes – 2025 and Beyond Acknowledging the Changing Landscape With Donald Trump re-elected as President and Republicans…
Q3 2024 Market Review
Q3 2024 Market Review Each quarter, Collective Wealth Planning, with the help of our investment partner Geowealth, provides transparency and…
The Oregon PERS Tax Remedy: A Key Benefit for Tier 1 Members
The Oregon PERS Tax Remedy: A Key Benefit for Tier 1 Members Working with many Oregon PERS retirees, I often…
The Duality of Creating Financial Freedom
The Duality of Creating Financial Freedom For many of us, managing money and building financial security is a nagging concern.…
What is the Oregon PERS IAP (Individual Account Program)?
What is the Oregon PERS IAP (Individual Account Program)? If you’re a member of the Oregon Public Employees Retirement System…
Journey Into Elderhood: Embracing the Fourth Age
This month, I started taking an online course to deepen my expertise in a field near and dear to my…
Market Timing May Be Hazardous to Your Portfolio’s Health
Earlier this month, we saw our first bout of market volatility in a while, which sparked talk online with a…
Understanding Oregon PERS Lump Sum Options
Understanding Oregon PERS Lump Sum Options Oregon PERS is full of intricacies and detail. Today, I’m exploring the lump sum…
Q2 2024 Market Review
Q2 2024 Market Review – Market Overview Each quarter, Collective Wealth Planning, with the help of our investment partner Geowealth,…
Deciding Which Oregon PERS Pension Benefit is Right for You
Deciding Which Oregon PERS Pension Benefit is Right for You Understanding Your Oregon PERS Pension Benefit As an Oregon public…
The Benefits of Diversification & How to Achieve Them
What is Diversification? Almost everyone has heard that diversification is important in building portfolios. However, many people don’t understand what…
How to Complete the Oregon PERS Retirement Application – OPSRP Members
The Oregon PERS Retirement Application for OPSRP Members Navigating the Oregon Public Employees Retirement System (PERS) can be complex. it’s…
Q1 2024 Market Review
Q1 2024 Market Review – Market Overview Each quarter, Collective Wealth Planning, with the help of our investment partner Geowealth,…
Retirement Income Realities & Solutions
Traditional retirement income planning aims to build a “nest egg” of personal savings and investments that will supplement Social Security…
Tax-Efficient Giving: Unlocking Smart Philanthropy
In a world where every act of kindness can make a difference, tax-efficient giving can empower you to support causes…
Q4 2023 Market Review
Q4 2023 Market Review Each quarter, Collective Wealth Planning, with the help of our investment partner First Ascent Asset Management,…
How to Read Your Oregon PERS Benefit Estimate
Oregon PERS Benefit Estimate – How to Read Yours Your Oregon PERS Benefit Estimate – An Important but Confusing Document…
Podcast: The Three Anxieties and Four Opportunities in Retirement
I enjoyed catching up with fellow advisor Josh St. Laurent on his podcast, Wealth in Yourself. Together, we discussed the…
What Happens to Your Tax Liability With Proper Financial Planning?
What Happens to Your Tax Liability With Proper Financial Planning? When we think about managing our finances, it’s impossible to…
Q3 2023 Market Review
Each quarter, Collective Wealth Planning, with the help of our investment partner First Ascent Asset Management, provides transparency and seeks…
Your Mission: Designing a Purposeful Life
When individuals set goals that are especially meaningful to them, they experience a sense of mission. They feel enthusiasm for…
An Estate Planning Checklist for Your Head and Heart
An Estate Planning Checklist for Your Head and Heart Your estate plan isn’t just about distributing your assets; it’s also…
How to Read Your Oregon PERS Statement – A Step-by-Step Guide
How to Read Your Oregon PERS Statement – A Step-by-Step Guide The Oregon Public Employee Retirement System (Oregon PERS) is…
Cash Flow Optimization in 10 Steps: Make Every Dollar Count
Over the last decade, I’ve noticed a theme when working with my client families. While the question may not come…
Q2 2023 Market Review
Each quarter, Collective Wealth Planning, with the help of our investment partner First Ascent Asset Management, provides transparency and seeks…
The Role of “Work” in Retirement
The concept of retirement is undergoing a metamorphosis. Demographic, societal, and workplace trends have all converged to offer a stage…
Cash Flow Plan – How To Create One
In our video “First Step Cash Management: Simplify and Automate Your Finances” you’ll learn about a cash flow plan called…
Collective Wealth Planning Recognized by Oregon SBDC
The Oregon Small Business Development Center (Oregon SBDC) recently recognized Collective Wealth Planning in its success story series. Read a…
Happy Money: Five Key Principles
If you think money can’t buy happiness, you’re not spending it right. At least, that is the conclusion of researchers…
Victim of Fraud – What to Do Now, Soon and Later
Victim of Fraud – What to Do Last year, a dear friend of mine became a victim of fraud. She…
Medicare: Understanding Coverage Options and Costs
Second to income replacement, healthcare coverage is one of the more important planning opportunities to consider as you transition to…
Collective Wealth Planning Feature in CanvasRebel
I was honored to be featured in CanvasRebel Magazine, featuring artists, creatives, and entrepreneurs under the “Doing Things Your Way”…
Change vs. Transition
Change is situational. Transition, on the other hand, is psychological. It is not those events but rather the inner reorientation…
Can I Appeal Medicare Surcharges?
Planning for Medicare and adequate healthcare coverage is central to retirement planning. Often, unknown Medicare surcharges lurk for those over…
What is a Qualified Charitable Distribution (QCD)?
Last month, we discussed creating your philanthropic philosophy – a personal, repeatable framework to guide charitable giving. This month, we’ll…
The Power of Thinking About Retirement
Individuals and retirement planning experts alike are recognizing that a successful and satisfying retirement experience depends on more than a…
Q1 2023 Market Review
Each quarter, Collective Wealth Planning, with the help of our investment partner First Ascent Asset Management, provides transparency and seeks…
Create Your Philanthropic Philosophy
You can consider this blog/vlog entry a mini-workshop for those of you looking for a framework to help guide your…
What to do With Inheritance
What to do With Inheritance What to do With Inheritance: It’s Practice and Emotional Sorting out what to do with…
Purpose in Retirement
Individuals in mid-life and beyond are increasingly viewing retirement not as a time to relax but as a time to…
Tax Return Review – What Should I Look For?
As we inch toward April 18th, it’s a good time to remember the essentials of a tax return review. Whether…
Caring for Aging Parents in the Next Season of Life
Taking care of an aging parent can be a challenge, both emotionally and financially. In this video, I share some…
How Do You Find a Financial Advisor?
How Do You Find a Financial Advisor? I recently spoke to our local Rotary Club on the financial industry, roles…
Preventing Financial Exploitation
I recently completed the AARP BankSafe Training, an initiative recognized nationally and internationally as a leading resource for the financial…
What is the impact of the recent interest rate hike?
Rate hikes are rarely good news, but this one just might be At its recent January meeting, the Federal Reserve…
Walk and Learn: Q4 2022 Market Review in 9 Minutes
Each quarter, Collective Wealth Planning, with the help of our investment partner First Ascent Asset Management, provides transparency and seeks…
The Massive Retirement Bill: What’s In It For You?
Take a listen to this high-level conversation between Richard Eisenberg (financial author), Terry Savage (market and economic columnist), and Pam…
How Has the SECURE Act 2.0 Changed RMDs?
During a recent client meeting, I exclaimed, “A piece of really exciting legislation just passed at the end of the…
January 2023 Message – Happy New Year and Welcome
Happy New Year! We’re excited to welcome you to the official launch of Collective Wealth Planning. Listen to founder Brenna…
“Anytime” Resolutions
“Anytime” Resolutions The tradition of making New Year’s Resolutions goes all the way back to ancient Rome. In 46 B.C.…
Challenges for Women Approaching Retirement
Woman’s Retirement Radio – With Brenna Baucum “One of the biggest barriers might be the financial industry itself. It’s incredibly…
Make It Personal
Make It Personal – First Ascent Asset Management Collective Wealth Planning partners with First Ascent Asset Management for portfolio construction…