Collective Wealth Planning Blog

Welcome to the Collective Wealth Planning Blog

This is where we share plain-English financial planning insights for retirees, near-retirees, Oregon Public Employees Retirement System members, and families navigating important financial decisions.

You’ll find articles on retirement planning, Oregon PERS decisions, Social Security, tax planning, investment management, estate planning coordination, charitable giving, healthcare transitions, and the practical questions that come up before and after retirement. Some posts are written for people preparing to retire within the next few years, while others are designed for those already in retirement who want to make thoughtful decisions about income, investments, legacy, and long-term financial confidence.

Our goal is to make complex planning topics easier to understand, so you can feel more informed before making decisions or reaching out for professional guidance. We often write about questions we hear from clients, webinar attendees, and Oregon PERS members, including how to compare retirement income options, when to seek advice, how to evaluate different types of financial advisors, and how to think about your money in the context of your broader life.

We add new articles periodically, so check back for fresh planning ideas, timely updates, and resources designed to help you make confident decisions about retirement and your financial future.