Deciding Which Oregon PERS Pension Benefit is Right for You

Deciding Which Oregon PERS Pension Benefit is Right for You Understanding Your Oregon PERS Pension Benefit As an Oregon public employee nearing retirement, understanding your Oregon PERS pension benefit options is crucial for effective retirement planning. In this blog, I will help you navigate the various pension options, ensuring you make informed decisions about your…

How to Complete the Oregon PERS Retirement Application – OPSRP Members

The Oregon PERS Retirement Application for OPSRP Members Navigating the Oregon Public Employees Retirement System (PERS) can be complex. it’s common for clients to reach out once they receive the thick manila envelope and ask for help. In this guide, we’ll break down the Oregon PERS Retirement Application for OPSRP Members step by step to…

Q1 2024 Market Review

Q1 2024 Market Review – Market Overview   Markets In Q1, U.S. stocks gained 10%+, international developed markets ~6%, and Emerging markets lagged. Broad fixed-income investments were flat to slightly negative for the quarter. Inflation Inflation continued to trend downwards yet remains higher than the Fed’s 2% target. Expectations indicate inflation will likely cool in…

Retirement Income Realities & Solutions

Traditional retirement income planning aims to build a “nest egg” of personal savings and investments that will supplement Social Security and pension benefits. Together, these three sources of retirement income have long been referred to as the proverbial “three-legged stool”—a solid and well-balanced foundation for building financial security in old age. However, Social Security benefits…

An Estate Planning Checklist for Your Head and Heart 

An Estate Planning Checklist for Your Head and Heart Your estate plan isn’t just about distributing your assets; it’s also about ensuring your loved ones are taken care of, your wishes are honored, and potential complications are avoided. In this comprehensive guide, I’ll walk you through an essential estate planning checklist to help you make…

oregon sbdc, collective wealth planning, brenna baucum

Collective Wealth Planning Recognized by Oregon SBDC

The Oregon Small Business Development Center (Oregon SBDC) recently recognized Collective Wealth Planning in its success story series. Read a bit about the practice, our humble beginnings, and the ways Oregon SBDC helped the firm thrive from the start: Today we’re thrilled to introduce Oregon SBDC client Brenna Baucum, owner of Collective Wealth Planning in…