Deciding Which Oregon PERS Pension Benefit is Right for You

Deciding Which Oregon PERS Pension Benefit is Right for You Understanding Your Oregon PERS Pension Benefit As an Oregon public employee nearing retirement, understanding your Oregon PERS pension benefit options is crucial for effective retirement planning. In this blog, I will help you navigate the various pension options, ensuring you make informed decisions about your…

Retirement Income Realities & Solutions

Traditional retirement income planning aims to build a “nest egg” of personal savings and investments that will supplement Social Security and pension benefits. Together, these three sources of retirement income have long been referred to as the proverbial “three-legged stool”—a solid and well-balanced foundation for building financial security in old age. However, Social Security benefits…

ways to charitably gift from simple to complex

Tax-Efficient Giving: Unlocking Smart Philanthropy

In a world where every act of kindness can make a difference, tax-efficient giving can empower you to support causes you care about while optimizing tax benefits. As a Certified Financial Planner™ professional and a Certified Tax Specialist™ with over a decade of experience, I’m here to guide you through the art of giving wisely.…

couple reviewing tax return

What Happens to Your Tax Liability With Proper Financial Planning?

What Happens to Your Tax Liability With Proper Financial Planning? When we think about managing our finances, it’s impossible to ignore the impact of taxes. Taxes are integral to our financial lives, affecting everything from our income and investments to estate planning and retirement. The decisions we make in our financial planning have direct consequences…

Cash Flow Plan – How To Create One

In our video “First Step Cash Management: Simplify and Automate Your Finances” you’ll learn about a cash flow plan called First Step, which aims to help individuals align their spending, saving, and investing with their values and goals. Why First Step Cash Management We start by emphasizing the importance of knowing where our money goes…