Deciding Which Oregon PERS Pension Benefit is Right for You

Deciding Which Oregon PERS Pension Benefit is Right for You Understanding Your Oregon PERS Pension Benefit As an Oregon public employee nearing retirement, understanding your Oregon PERS pension benefit options is crucial for effective retirement planning. In this blog, I will help you navigate the various pension options, ensuring you make informed decisions about your…

How to Complete the Oregon PERS Retirement Application – OPSRP Members

The Oregon PERS Retirement Application for OPSRP Members Navigating the Oregon Public Employees Retirement System (PERS) can be complex. it’s common for clients to reach out once they receive the thick manila envelope and ask for help. In this guide, we’ll break down the Oregon PERS Retirement Application for OPSRP Members step by step to…

ways to charitably gift from simple to complex

Tax-Efficient Giving: Unlocking Smart Philanthropy

In a world where every act of kindness can make a difference, tax-efficient giving can empower you to support causes you care about while optimizing tax benefits. As a Certified Financial Planner™ professional and a Certified Tax Specialist™ with over a decade of experience, I’m here to guide you through the art of giving wisely.…

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What Happens to Your Tax Liability With Proper Financial Planning?

What Happens to Your Tax Liability With Proper Financial Planning? When we think about managing our finances, it’s impossible to ignore the impact of taxes. Taxes are integral to our financial lives, affecting everything from our income and investments to estate planning and retirement. The decisions we make in our financial planning have direct consequences…

How to Read Your Oregon PERS Statement – A Step-by-Step Guide

How to Read Your Oregon PERS Statement – A Step-by-Step Guide The Oregon Public Employee Retirement System (Oregon PERS) is the retirement program for all Oregon’s public service employees. Unlike other states, which have individual pension programs for various professions (one for nurses, one for teachers, one for police/fire, etc.), Oregon has just one pension…

Cash Flow Plan – How To Create One

In our video “First Step Cash Management: Simplify and Automate Your Finances” you’ll learn about a cash flow plan called First Step, which aims to help individuals align their spending, saving, and investing with their values and goals. Why First Step Cash Management We start by emphasizing the importance of knowing where our money goes…

Create Your Philanthropic Philosophy

You can consider this blog/vlog entry a mini-workshop for those of you looking for a framework to help guide your philanthropic intentions. I have had several client families in the same predicament: they’ve saved diligently, and through our work together, we ensure that their nest egg will support them to and through retirement. They have…

inheritance planning, collective wealth planning, what to do with inheritance

What to do With Inheritance

What to do With Inheritance What to do With Inheritance: It’s Practice and Emotional Sorting out what to do with inheritance dollars often involves a combination of emotional fortitude and practical strategy. In this video, I share some key questions, the financial implications for planning, and share several resources to learn more as you determine…

aging parents collective wealth planning salem oregon brenna baucum

Caring for Aging Parents in the Next Season of Life

Taking care of an aging parent can be a challenge, both emotionally and financially. In this video, I share some of the key questions to consider, the financial implications that need to be discussed when helping your aging parents, and share several resources to learn more. Click here for the infographic and explore the hyperlinked…