Oregon PERS Benefit Estimate – How to Read Yours Your Oregon PERS Benefit Estimate – An Important but Confusing Document I recently attended a continuing education event where a representative from Oregon PERS spoke and walked us through a sample Oregon PERS Benefit Estimate. The room was filled with about 75 advisors. As we neared…
What Happens to Your Tax Liability With Proper Financial Planning? When we think about managing our finances, it’s impossible to ignore the impact of taxes. Taxes are integral to our financial lives, affecting everything from our income and investments to estate planning and retirement. The decisions we make in our financial planning have direct consequences…
How to Read Your Oregon PERS Statement – A Step-by-Step Guide The Oregon Public Employee Retirement System (Oregon PERS) is the retirement program for all Oregon’s public service employees. Unlike other states, which have individual pension programs for various professions (one for nurses, one for teachers, one for police/fire, etc.), Oregon has just one pension…
In our video “First Step Cash Management: Simplify and Automate Your Finances” you’ll learn about a cash flow plan called First Step, which aims to help individuals align their spending, saving, and investing with their values and goals. Why First Step Cash Management We start by emphasizing the importance of knowing where our money goes…
You can consider this blog/vlog entry a mini-workshop for those of you looking for a framework to help guide your philanthropic intentions. I have had several client families in the same predicament: they’ve saved diligently, and through our work together, we ensure that their nest egg will support them to and through retirement. They have…
Sorting out what to do with inheritance dollars often involves a combination of emotional fortitude and practical strategy. In this video, I share some key questions, the financial implications for planning, and share several resources to learn more as you determine what to do with inheritance dollars. Click here for the infographic and explore the…
Taking care of an aging parent can be a challenge, both emotionally and financially. In this video, I share some of the key questions to consider, the financial implications that need to be discussed when helping your aging parents, and share several resources to learn more. Click here for the infographic and explore the hyperlinked…
Take a listen to this high-level conversation between Richard Eisenberg (financial author), Terry Savage (market and economic columnist), and Pam Krueger (personal finance host). Together, they dissect the SECURE Act 2.0 and the various implications it has for those of you who are working, as well as those in retirement.
Happy New Year! We’re excited to welcome you to the official launch of Collective Wealth Planning. Listen to founder Brenna Baucum as she shares the why behind her decision to start the practice.
Make It Personal – First Ascent Asset Management Collective Wealth Planning partners with First Ascent Asset Management for portfolio construction and maintenance. We couldn’t agree more with CEO Scott MacKillop and the tips he shares here about making an investment plan custom tailored to you and your needs.