Why We’re Unique
“I have the ingredients, but not the recipe.”
We often hear some version of this from our client families. They have accounts in various places, a rough idea of how much they spend, and a few goals they want to achieve penciled out, but it’s not cohesive.
Financial planning is the way to make sense of your ingredients. We co-create a unique financial plan for your life, vision, and values. Throughout this process, you are in the driver’s seat. It’s our role to serve as a thought partner, distill your options clearly and empower you to make the best choice. As a CFP professional, Brenna is a fiduciary. Your best interests are the foundation of our recommendations.
As personalized as a recommendation might be, it doesn’t do much for you until it’s carried out. Statistics show that ~80% of financial planning recommendations go unimplemented. Our planning process will support you in developing, adapting, and executing your financial planning recommendations to build the life you want to live.
Why We’re Unique
“I have the ingredients, but not the recipe.”
We often hear some version of this from our client families. They have accounts in various places, a rough idea of how much they spend, and a few goals they want to achieve penciled out, but it’s not cohesive.
Financial planning is the way to make sense of your ingredients. We co-create a unique financial plan for your life, vision, and values. Throughout this process, you are in the driver’s seat. It’s our role to serve as a thought partner, distill your options clearly and empower you to make the best choice. As a CFP professional, Brenna is a fiduciary. Your best interests are the foundation of our recommendations.
As personalized as a recommendation might be, it doesn’t do much for you until it’s carried out. Statistics show that ~80% of financial planning recommendations go unimplemented. Our planning process will support you in developing, adapting, and executing your financial planning recommendations to build the life you want to live.
The Collective Wealth Planning Process
Over the course of our engagement, we’ll work together to create a detailed financial plan that reflects your goals, values, and priorities. We’ll then outline clear next steps to help you put your plan into action and move confidently toward what matters most to you.
The Collective Wealth Planning Process
Over the course of our engagement, we’ll work together to create a detailed financial plan that reflects your goals, values, and priorities. We’ll then outline clear next steps to help you put your plan into action and move confidently toward what matters most to you.
Understanding Our Fee Structure
Transparency and honesty are key pillars of the firm, starting with being upfront about costs. We are a fee-only practice, meaning fees come directly from a mutually agreed-upon arrangement, not commissions.
Financial Planning
Working together to establish your financial plan is at the heart of what we do. Whether you join us under our project-based model or wealth management model, we will collaborate on your plan to ensure you get to your unique definition of ‘enough.’
Option 1: Project-Based Financial Planning
This engagement is designed for clients who want a focused, comprehensive financial plan without an ongoing advisory relationship. Based on our initial getting acquainted meeting, we’ll mutually agree on the priority areas to address during your engagement—whether that’s retirement readiness, estate and tax planning, cash flow, risk management, investment alignment, or other financial decisions relevant to your current season of life.
After that conversation, we’ll provide a personalized quote based on the scope and complexity of your situation, along with a clear explanation of how the estimate was determined so you can make an informed decision before moving forward.
Project-based financial planning engagements typically begin around $7,500, with the final fee determined by the scope and complexity of the work. Unless the project involves a short-term consultation, fees are typically billed with 50% due at the start of the engagement and 50% upon completion, payable via ACH.
You’ll walk away with clarity, actionable next steps, and a roadmap designed to move you from where you are today toward your goals with confidence.
Option 2: Ongoing Wealth Management
If you want to partner on long-term financial planning and are looking to outsource the management of your investments, our ongoing wealth management services might be a fit. Under this structure, fees are based on a percentage of assets and are deducted from your investment accounts quarterly. You can find more details under the Ongoing Wealth Management tab.
Start Your Financial Journey
Whatever your season of life, our holistic, value-focused approach will instill confidence in your financial future. Our effective strategies, individual-focused planning, and invaluable insight will empower you and your community for generations to come.