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Medicare: Understanding Coverage Options and Costs

Second to income replacement, healthcare coverage is one of the more important planning opportunities to consider as you transition to retirement. Whether you’re working or already retired, this post is designed to give you a high-level overview of Medicare, what Original Medicare covers (and what it doesn’t), and your options around supplemental policies. What is…

Can I Appeal Medicare Surcharges?

Planning for Medicare and adequate healthcare coverage is central to retirement planning. Often, unknown Medicare surcharges lurk for those over certain income thresholds. This post discusses those fees, thresholds, and your options for reducing them. What is a Medicare Surcharge? Medicare surcharges (also known as income-related monthly adjustment amount or IRMAA) increase the premiums paid…