Q3 2025 – Market Review Each quarter, Collective Wealth Planning, with the help of our investment partner GeoWealth, provides transparency and seeks to clearly communicate what is driving performance for portfolios. The GeoWealth investment team has put together the following Q2 2025 market review. Q3 2025 Market Review – Key Themes U.S. equity markets…
If you’re a public employee in Oregon planning your retirement, you’ve probably wondered: “Do my unused vacation hours count toward my pension?” The answer, like many things in the world of Oregon PERS, depends on which tier you’re in. Understanding how your Oregon PERS vacation payout is treated can help you avoid surprises and make…
2025 Tax Law Changes for Workers: 9 Key Highlights from the One Big Beautiful Bill The “One Big Beautiful Bill Act” (OBBBA) was signed into law on July 4, 2025—an 800+ page tax overhaul with wide-ranging implications. While the headlines have largely focused on retirees and high-income earners, the 2025 tax law changes for workers…
Q2 2025 – Market Review Each quarter, Collective Wealth Planning, with the help of our investment partner GeoWealth, provides transparency and seeks to clearly communicate what is driving performance for portfolios. The GeoWealth investment team has put together the following Q2 2025 market review. Q2 2025 Market Review – Key Themes Global equity markets delivered strong…
2025 Tax Law Changes for Retirees: Top 10 Provisions from the One Big Beautiful Bill Act Last week, Congress passed the “One Big Beautiful Bill Act” (OBBBA) — a sweeping 800+ page piece of tax legislation. While most people haven’t made it past the table of contents (and who could blame them), it includes some…
Can You Keep Working After Oregon PERS Retirement? Here’s How It Works I hear from Oregon PERS members wondering: “Can I keep working after Oregon PERS retirement without it impacting my pension?” The short answer is yes—but with some important rules and caveats. In fact, I was just at my daughter’s school music performance a…
How Does Dollar Cost Averaging Work? I partner with GeoWealth for investment management and support, and they recently shared a piece that breaks down the dollar cost averaging concept in a clear, approachable way. Whether you’re sitting on a lump sum and unsure when to invest, or just feeling hesitant in today’s market, this strategy…
Q1 2025 – Market Review Each quarter, Collective Wealth Planning, with the help of our investment partner GeoWealth, provides transparency and seeks to clearly communicate what is driving performance for portfolios. The GeoWealth investment team has put together the following Q1 2025 market review. Q1 2025 Market Review – Key Themes U.S. equity markets declined…
Is My Oregon PERS Pension Secure? You’re working hard, building your career in public service, and counting on your Oregon PERS pension to provide financial security in retirement. With so much uncertainty—economic shifts, policy changes, and media reports about pension shortfalls—it’s natural to wonder whether your retirement benefits are truly secure. Having worked with Oregon…
Where’s My Refund? Tax Planning for Retirees and Oregon PERS Members The question “Where’s my refund?” is on many of our minds as taxpayers search for answers and monitor their refund status. For retirees and members of the Oregon Public Employees Retirement System (PERS), the tax landscape includes unique factors that can significantly influence…